Christopher C Nygren, Age ~447149 Chameroy Ct, Charlotte, NC 28270

Christopher Nygren Phones & Addresses

7149 Chameroy Ct, Charlotte, NC 28270 (980) 939-1967

Springfield, VA

Atlanta, GA

3533 Rosebank Dr, Fayetteville, NC 28311 (910) 488-7493

New Stanton, PA

West Point, NY

Felton, GA

Secane, PA

7149 Chameroy Ct, Charlotte, NC 28270

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Work

Position: Professional/Technical

Education

Degree: High school graduate or higher

Mentions for Christopher C Nygren

Publications

Us Patents

Dynamic Savings Allocation Method And Purchasing Model

US Patent:
2012019, Aug 2, 2012
Filed:
Jan 27, 2011
Appl. No.:
13/015078
Inventors:
Chad Hunter - Charlotte NC,
Christopher Nygren - Charlotte NC,
Debashis Ghosh - Charlotte NC,
Srinath Nagarajan - Waltham MA,
Assignee:
BANK OF AMERICA CORPORATION - Charlotte NC
International Classification:
G06Q 40/00
US Classification:
705 39
Abstract:
A system and method for providing a dynamic savings allocation account. The dynamic savings allocation account includes customer-defined savings categories within the account that act as sub-accounts. The customer may create savings categories and set parameters such as the goal amount to be reached, the time to reach the goal, how much or what percentage to be allocated to each category per deposit, etc. As the customer deposits funds into the dynamic savings allocation account, the deposit is automatically allocated to each savings category as defined by the customer. As goals are reached, customers may opt to take advantage of group purchasing benefits offered by the financial institution for some in-demand items. Alternatively, the financial institution, in partnering with third-party vendors may perform targeted sales campaigns.

Dynamic Savings Allocation Method And Purchasing Model

US Patent:
2012019, Aug 2, 2012
Filed:
Jan 27, 2011
Appl. No.:
13/015092
Inventors:
Chad Hunter - Charlotte NC,
Christopher Nygren - Charlotte NC,
Debashis Ghosh - Charlotte NC,
Srinath Nagarajan - Waltham MA,
Assignee:
BANK OF AMERICA CORPORATION - Charlotte NC
International Classification:
G06Q 40/00
G06Q 30/00
US Classification:
705 141, 705 35, 705 39, 705 1466
Abstract:
A system and method for providing a dynamic savings allocation account. The dynamic savings allocation account includes customer-defined savings categories within the account that act as sub-accounts. The customer may create savings categories and set parameters such as the goal amount to be reached, the time to reach the goal, how much or what percentage to be allocated to each category per deposit, etc. As the customer deposits funds into the dynamic savings allocation account, the deposit is automatically allocated to each savings category as defined by the customer. As goals are reached, customers may opt to take advantage of group purchasing benefits offered by the financial institution for some in-demand items. Alternatively, the financial institution, in partnering with third-party vendors may perform targeted sales campaigns.

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