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Joan T Waltman, Age 61Henderson, NV

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Known as:
Joan Tang Waltman Joan L Waltman Joon Waltman
Related to:
Carol N Johnson 85

Joan Waltman Phones & Addresses

Henderson, NV

3714 Fallon Cir, San Diego, CA 92130

Rcho Santa Fe, CA

Solana Beach, CA

La Jolla, CA

El Toro, CA

Del Mar, CA

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Joan T Waltman

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Work

Company: Qualcomm and various mhealth, internet, m2m startup ventures 2011 Address: Greater San Diego Area Position: Consultant/strategic advisor

Education

Degree: MS School / High School: University of California, San Diego 1985 to 1987 Specialities: Engineering

Industries

Wireless

Mentions for Joan T Waltman

Joan Waltman resumes & CV records

Resumes

Joan Waltman Photo 12

Strategic Advisor

Position:
Consultant/Strategic Advisor at Qualcomm and various mHealth, Internet, M2M startup ventures
Location:
Greater San Diego Area
Industry:
Wireless
Work:
Qualcomm and various mHealth, Internet, M2M startup ventures - Greater San Diego Area since 2011
Consultant/Strategic Advisor California State University, Fullerton 2009 - 2012
Member, Philanthropic Foundation Board of Governors All About Advanced Health Sep 2010 - Apr 2011
Sr Vice President and Chief Innovation Officer Qualcomm 2008 - Sep 2010
Sr Vice President, Corporate Strategic IP QUALCOMM Enterprise Services 2005 - 2008
Sr Vice President and Division President Qualcomm - Greater San Diego Area 1990 - 2005
Engineering, Operations, Program Management and Product Development TRW MEAD 1987 - 1990
Member of Technical Staff Hughes Aircraft Company - Carlsbad, CA 1985 - 1987
Member of the Technical Staff
Education:
University of California, San Diego 1985 - 1987
MS, Engineering California State University-Fullerton 1981 - 1985
BS, Engineering

Publications & IP owners

Us Patents

M-Commerce Virtual Cash System, Method, And Apparatus

US Patent:
7552867, Jun 30, 2009
Filed:
Mar 15, 2006
Appl. No.:
11/376981
Inventors:
Joan T. Waltman - Rancho Santa Fe CA, US
Assignee:
QUALCOMM Incorporated - San Diego CA
International Classification:
G06Q 40/00
US Classification:
235379, 235380, 705 39, 705 40
Abstract:
A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification.

M-Commerce Virtual Cash System, Method, And Apparatus

US Patent:
8245911, Aug 21, 2012
Filed:
May 1, 2009
Appl. No.:
12/434157
Inventors:
Joan T. Waltman - Rancho Santa Fe CA, US
Assignee:
QUALCOMM Incorporated - San Diego CA
International Classification:
G06Q 40/00
US Classification:
235379, 235380, 235383
Abstract:
A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification.

M-Commerce Virtual Cash System, Method, And Apparatus

US Patent:
8267312, Sep 18, 2012
Filed:
Aug 10, 2010
Appl. No.:
12/853487
Inventors:
Joan T. Waltman - Rancho Santa Fe CA, US
Assignee:
QUALCOMM Incorporated - San Diego CA
International Classification:
G06Q 40/00
US Classification:
235379, 235380, 235383
Abstract:
A virtual cash system, method, and apparatus for establishing account records containing a record of money amounts associated with a wireless device and a security code comprising a code portion to verify a deposit of money. Cash transfers between account records may be subject to restrictions associated with the cash amounts. Restrictions may include the specific merchant identifications, product type identifications for which cash transfers may be made. Alternatively, the restrictions may include spending limits on each cash transfer.

M-Commerce Virtual Cash System, Method, And Apparatus

US Patent:
8276811, Oct 2, 2012
Filed:
Jun 3, 2010
Appl. No.:
12/793433
Inventors:
Joan T. Waltman - San Diego CA, US
Assignee:
QUALCOMM Incorporated - San Diego CA
International Classification:
G06Q 40/00
US Classification:
235379, 235380, 235383
Abstract:
A virtual cash system, method, and apparatus for establishing account records containing a record of money amounts associated with a wireless device and a security code comprising a code portion to verify a deposit of money. Cash transfers between account records may be subject to restrictions associated with the cash amounts. Cash amounts can be spent from the account records directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification.

M-Commerce Virtual Cash System, Method, And Apparatus

US Patent:
8485434, Jul 16, 2013
Filed:
Jan 17, 2012
Appl. No.:
13/351341
Inventors:
Joan T. Waltman - Rancho Santa Fe CA, US
Assignee:
QUALCOMM Incorporated - San Diego CA
International Classification:
G07F 19/00
US Classification:
235379, 235380
Abstract:
A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification.

Mobile Commerce Authentication And Authorization System

US Patent:
2010004, Feb 25, 2010
Filed:
Aug 20, 2008
Appl. No.:
12/194844
Inventors:
Gregory Gordon Rose - San Diego CA, US
Craig Lauer - San Diego CA, US
Alexander Gantman - Poway CA, US
Joan T. Waltman - Rancho Santa Fe CA, US
Assignee:
QUALCOMM Incorporated - San Diego CA
International Classification:
G06Q 20/00
G06Q 30/00
G06Q 90/00
US Classification:
705 17, 705 16, 705 18, 705 26, 705 21
Abstract:
The mobile commerce authentication and authorization system disclosed, illustrated, and claimed allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the user of the mobile wireless communications instrument is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum amount across the wireless communications network.

Mobile Commerce Authentication And Authorization Systems

US Patent:
2011013, Jun 2, 2011
Filed:
May 28, 2010
Appl. No.:
12/789722
Inventors:
Gregory Gordon Rose - San Diego CA, US
Craig B. Lauer - San Diego CA, US
Joan T. Waltman - San Diego CA, US
Assignee:
QUALCOMM Incorporated - San Diego CA
International Classification:
G06Q 20/00
G06K 19/00
G06K 19/06
US Classification:
705 17, 235487, 235492, 235493, 705 16
Abstract:
Mobile commerce authentication and authorization systems enable currently existing point-of-sale devices that are neither structurally nor systemically altered to conduct financial transactions with a customer using an access terminal across a wireless communications system. The point-of-sale devices receive an input from a payment instrument replacement, which identifies the transaction to the point-of-sale device as a transaction including an access terminal. Authentication of the user of the access terminal is achieved at least by application of position and/or location determinable features of the access terminal, the position and/or location of a point-of-sale device of a vendor or merchant where the customer seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A payment matching server may assist in processing the location data and the payment sum amount across communications network.

Mobile Commerce Authentication And Authorization System

US Patent:
2012023, Sep 20, 2012
Filed:
May 15, 2012
Appl. No.:
13/472093
Inventors:
Gregory Gordon Rose - San Diego CA, US
Craig Lauer - Poway CA, US
Alexander Gantman - Poway CA, US
Joan T. Waltman - Rancho Santa Fe CA, US
Assignee:
QUALCOMM INCORPORATED - San Diego CA
International Classification:
G06Q 20/40
H04B 5/00
US Classification:
705 44
Abstract:
The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the mobile wireless communications instrument user is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum across the wireless communications network.

Possible Relatives

Dale Y Waltman  Daniel D Waltman  Elizabeth D Waltman  Hayes B Waltman  Holly J Waltman  Kathleen A Waltman  Larry R Waltman  Joan M Stancil  Joan M Stanford  Joan Stanley 

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