Inventors:
- Zurich, CH
William Edward MOORE - Riverside CT, US
Michael Bruce CLARK - Pound Ridge NY, US
Jeffrey Stanton KATZ - Stamford CT, US
Michael Wayne BERTSCHE - New Haven IN, US
Edward Joseph WRIGHT - Fort Wayne IN, US
Anand KANAKAGIRI - New Fairfield CT, US
Pratik DAVE - Bethel CT, US
Janis PENNER - Fort Wayne IN, US
Assignee:
Swiss Reinsurance Company Ltd. - Zurich
International Classification:
G06Q 40/08
G06Q 10/06
Abstract:
A system and method for real-time risk-assessment and adjustment, risks associated with a plurality of risk exposed individuals being at least partially transferable from a risk exposed individual to a first insurance system and/or from the first insurance system to an associated second insurance system. The system including a table with retrievable stored risk classes each comprising assigned risk class criteria, individual-specific parameters of the risk exposed individuals being captured relating to criteria of the stored risk classes by the system and stored in a memory, and a specific risk class associated with the risk of the exposed individual being identified out and selected of the stored risk classes by the system based on the captured parameters.
