Richard G Heffern, Age 38323 NE 2Nd St UNIT 302, Oklahoma City, OK 73104

Richard Heffern Phones & Addresses

Oklahoma City, OK

Norman, OK

1235 Romayne Dr, Akron, OH 44313 (330) 864-8277

Tacoma, WA

Social networks

Richard G Heffern
Richard G Heffern

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Work

Position: Professional/Technical

Education

Degree: Associate degree or higher

Industries

Semiconductors

Mentions for Richard G Heffern

Richard Heffern resumes & CV records

Resumes

Richard Heffern Photo 17

Global Engineering Services/Cad Manager/Plm Admin At Atmi

Location:
United States
Industry:
Semiconductors

Publications & IP owners

Us Patents

System And Method For Financing Other Post Employment Benefit (Opeb) Plans

US Patent:
2008018, Jul 31, 2008
Filed:
Apr 16, 2008
Appl. No.:
12/104153
Inventors:
Mark G. Pollock - Novelty OH, US
Richard T. Heffern - Gates Mills OH, US
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
A method of financing a post employment benefit plan includes obtaining funds to fund the benefit plan which creates a debt, obtaining life insurance policies for selected employees, and creating a plan trust. The life insurance policies are single-premium private placement variable universal life type life insurance policies and have collective death benefits. The life insurance policies are transferred to the plan trust after the life insurance policies have been purchased and subject to an obligation of the plan trust to make benefit payments contracted by the benefit plan and for the plan trust to endorse a net amount at risk of the insurance policies. The plan trust retains a cash surrender value of the insurance policies. The debt is paid utilizing the death benefits endorsed by the plan trust.

Isbn (Books And Publications)

The Use Of Herbs In Weight Reduction

Author:
Richard Heffern
ISBN #:
0515035955

The Complete Book Of Ginseng

Author:
Richard Heffern
ISBN #:
0890871515

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