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Toni S Cluse, Age 598165 Augusta Ln, Sagamore Hills, OH 44067

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Known as:
Tonya Stephens Cluse Tonya S Cluse Tonya A Cluse Tonya A Stephens Cluse Tonya A Stephens Tonya E Tonya U
Related to:
Joseph J Mouton 48

Toni Cluse Phones & Addresses

Northfield, OH

Brooklyn, OH

New Orleans, LA

Warren, OH

Streetsboro, OH

Devine, TX

Sagamore Hls, OH

8165 Augusta Ln, Northfield, OH 44067 (330) 908-1823

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Education

Degree: Associate degree or higher

Emails

t***[email protected]

Mentions for Toni S Cluse

Toni Cluse resumes & CV records

Resumes

Toni Cluse Photo 7

Toni Cluse

Location:
Cleveland, OH
Industry:
Banking
Work:
Keybank
Financial Planner
Skills:
Banking, Commercial Banking, Retail Banking, Electronic Payments, Internet Banking, Estatements, Bill Payment, Sms Banking, Alternate Channels, Management, E Commerce, Project Management, Leadership, Business Analysis, Call Centers, Start Ups, Customer Experience, Small Business Lending, Relationship Management, Credit, Payments, Process Improvement, Credit Cards
Interests:
Civil Rights and Social Action
Science and Technology
Toni Cluse Photo 8

Toni Cluse

Location:
Cleveland, OH

Publications & IP owners

Us Patents

System And Method For Renegotiating A Financial Instrument

US Patent:
2005016, Jul 21, 2005
Filed:
Jan 21, 2004
Appl. No.:
10/762112
Inventors:
Toni Cluse - Sagamore Hills OH, US
Jeffrey Scheidler - Stow OH, US
David Williams - Cleveland Heights OH, US
International Classification:
G06F017/60
US Classification:
705035000
Abstract:
A method for renegotiating a financial instrument includes the steps of initiating a logical session between a client program and a client interface affiliated with a financial institution, displaying financial information relating to a client on the client interface, displaying a message on the client program that a financial instrument of the client may be renegotiated, transmitting a request to renegotiate the financial instrument to the client interface, displaying a disclosure document pertaining to the request to renegotiate, and if the client agrees to accept terms of the disclosure document, displaying a plurality of renegotiation options to the client on the client program, and transmitting a selection of one of the renegotiation options to the client interface. The system for renegotiating the financial instrument is structured to operate over a network and includes a client interface program affiliated with a financial institution, an application server housing the client interface program and the client interface program being capable of retrieving data from a data repository that a financial instrument of the client may be renegotiated and displaying a message on a display device indicating that the financial instrument may be renegotiated. Although the method and system of the present invention maybe applied to a wide variety of financial instruments, in a preferred embodiment, the financial instrument is a certificate of deposit.

Possible Relatives

Toni Stanford  Toni L Stark  Toni R Whitehead  Toni E Starr  Toni K Mcgowan  Toni Y Steiner  Toni F Josey  Toni J Mcintyre  Toni Kaufman  Toni L Keating 

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