Inventors:
Tom Lamb - Mooresville NC, US
Mark Malone - North Wilkesboro NC, US
Bart Schaller - Dallas TX, US
Tara Strauss - Mountain Lakes NJ, US
Clarence Harris - Chicago IL, US
Allan Schwedock - Norwalk CT, US
Carlos Nino - Charlotte NC, US
Kathleen Maher - Charlotte NC, US
International Classification:
G06F017/60
Abstract:
A system, method, apparatus, and computer program products for operating a credit promotion program includes identifying a consumer who wishes to participate in the promotion, identifying a voucher associated with the credit promotion program, and identifying a purchase by the consumer, including a purchase amount and a purchase date. A credit promotion period for the consumer is then opened if the purchase amount exceeds a pre-established trigger amount. The consumer's purchases during the promotion period are then monitored for subsequent application of promotion benefits.
